Build generational wealth with life insurance.

Protect your family. Preserve your wealth. Leave a legacy.

OUR CARRIERS

Partnered with the top-rated carriers nationwide for the best coverage.

Why Choose Gen Life Financial?

We understand that when it comes to life insurance, you want the best coverage at the lowest price—without any hassle. Here’s how we deliver exactly that:

Fully independent

We partner with the nation’s most trusted and highly rated life insurance companies.

By comparing multiple providers, we ensure you get the best pricing available.

Human support

We are not just an online quote generator.

We connect you with a licensed expert to help identify the best coverage for you.

Fast and easy

No medical exams – application process done-in-minutes

It's super simple.

Step 1

Fill out your information.

Fill out our form, and a representative will reserve your free, no-obligation consultation.

Step 2

Answer a few easy questions.

We’ll ask you a few questions about your medical history, health, and lifestyle—this process can take as little as 5 minutes.

Step 3

See your price.

We’ll compare quotes to find your best option and support you through every step of the approval process.

Our Services

Mortgage Protection

Worried about your mortgage? Our plans keep your family in their home, no matter what life brings. Plus, with living benefits, you’ll have peace of mind when you need it most.

Index Universal Life

More than coverage – an IUL policy offers lifelong protection and cash value that grows with you. Access tax-free funds whenever life calls—security and opportunity, built in.

Final Expense Insurance

Concerned about funeral expenses? Our final expense insurance takes care of these costs so your family doesn’t have to.

Retirement Solutions

Want to retire with confidence? We offer flexible, tax-advantaged retirement solutions that protect your income and secure your future.

Success Stories

See why people are choosing Gen Life Financial for life insurance.

“I’d heard about IULs before but didn’t really understand how they worked. They broke everything down for me in a way that made sense and showed me how an IUL could help grow savings for the future while still protecting my family.”

- Avery M.

Business owner

“Buying a home was a huge step, and we wanted to make sure it was protected no matter what. They helped us get a plan with living benefits where we could also access funds if we ever face a serious health issue. Knowing we’re secure now and in the future gives us real peace of mind.”

- Colby F.

New homeowner

“I wanted life insurance that would do more than just cover the basics. They helped me set up a whole life policy that builds cash value over time and gives me a way to leave something meaningful for my kids. It feels good knowing I’m building something that supports us now and will be part of my family’s legacy.”

- Katrina M.

FAQ We Help Families Answer.

Do I have enough life insurance coverage to support my family long-term?

Ensuring your loved ones are financially secure is crucial. We help you assess your current coverage and identify gaps that may affect your family’s future. With personalized plans, you can confidently protect your family’s financial well-being for years to come. Get peace of mind today with the right life insurance coverage.

Can I afford life insurance that also helps me build wealth?

Absolutely! We offer flexible life insurance plans designed not only to protect your family but also to grow your financial assets. With options like cash value life insurance, you can secure long-term protection while accumulating wealth over time. Let us help you find an affordable solution that meets both your protection and financial growth needs.”

What options are available if I face a critical illness or injury?

We offer critical illness insurance and disability coverage designed to provide financial support during tough times. These plans can help cover medical expenses, lost income, and daily living costs, ensuring you and your family are protected. Don’t leave your financial future to chance—secure your peace of mind with coverage tailored to your needs today.”

How do I properly structure my IUL policy for max cash value?

Financial, we focus on designing IUL policies with optimized premiums, smart allocations, and minimal fees. By carefully balancing your death benefit and premium payments, you can maximize the policy’s cash value growth over time. Let us help you create a strategy that aligns with your financial goals while building wealth through your IUL.”

How do I know if I qualify?

Curious if you qualify for life insurance or financial protection plans? We make it easy to find out. Our team reviews factors such as your age, health, and financial goals to determine the best coverage options for you. With a simple consultation, we’ll help you navigate the process and ensure you get the right protection. Start your journey to financial security today with a quick, personalized evaluation.”

What are you waiting for?

Get your free, no-obligation quote for peace of mind knowing your loved ones are financially secure no matter what.